Terms of Use for HODL Time

Last updated: August 17, 2025

Welcome to HODL Time. Throughout this document, references to "the app" or "our application" refer to HODL Time across all available Apple platforms.

By using our application, you agree to be bound by the following terms:

1. Use of the App

• HODL Time is intended for personal, non-commercial use only.
• The app is available on multiple Apple platforms, with functionality that may vary between platforms.
• You agree not to misuse, replicate, reverse-engineer, or distribute any part of the app or its content without permission.
• The app's features and content are provided "as is" without any warranties.

2. Financial Disclaimer

• HODL Time does not offer financial advice.
• All price information and historical data are for informational purposes only.
• Use of the app does not constitute financial planning or investment advice.
• Users are responsible for their own investment decisions and should consult licensed financial advisors.

3. Data and Privacy

• The app does not collect any usage data from or to external servers.
• All data is stored locally on your device using Apple's App Groups framework.
• When using both iPhone and Apple Watch, data synchronizes between devices using Apple's WatchConnectivity framework.
• This synchronization includes user preferences, portfolio settings, and lock states.
• See our privacy policy for full details about data handling.

4. Third-Party Services

• The app uses Binance's public API for price data.
• Exchange rates are provided by the Frankfurter API.
• The app utilizes Apple's App Groups and WatchConnectivity frameworks for cross-device functionality.
• We are not responsible for the accuracy or availability of these third-party services.

5. Limitation of Liability

• We are not liable for any damages arising from the use of the app.
• We do not guarantee the accuracy of price data or the availability of the app.
• We do not guarantee that data synchronization between iPhone and Apple Watch will always be immediate or complete.
• Users assume all risks associated with using the app across multiple platforms.

6. Changes to Terms

• These terms may be updated periodically.
• Continued use of the app constitutes acceptance of changes.
• We will notify users of significant changes to these terms.

7. Governing Law

• These terms are governed by the laws of the Netherlands.
• Any disputes shall be subject to the exclusive jurisdiction of the courts in Amsterdam.

8. Contact

• For questions about these terms, please contact us through the App Store.